California Wildfire Intelligence
Real-time accumulation intelligence you and your reinsurance partners can trust.
Concentration and accumulation intelligence for California wildfire, built for underwriting and reinsurance leadership.
Map your full California book against treaty covenants, continuously, at parcel precision.
Reinsurers have written accumulation rules and TIV caps directly into treaty language. The carrier relying on a quarterly snapshot is already behind on the next renewal cycle.
- Replace manual reconciliation, side workbooks, and quarterly snapshots — treaty monitoring, concentration mapping, and cession scenarios run automatically on every sync
- Monitor TIV concentration across your California book at four H3 spatial resolutions, live — not at renewal
- Every breach of your treaty covenants traced to parcel ID, FHSZ class, federal source, version, and date — ready for your reinsurance submission
- Loss modeling runs automatically on every sync — EP curve, return-period PMLs, and AAL by parcel and county in under 15 seconds
- Cession scenarios auto-mapped to your treaty terms in seconds — no manual submission rebuild at renewal
- Every underwriter, cession analyst, and CAT modeler works from the same breach ledger, continuously updated — no version drift, no reconciliation between teams