Prometheus Physical risk intelligence for insurance and reinsurance
Earth-scale decision intelligence / Physical risk

Risk intelligence for the world's most critical decisions.

One platform for the physical world: Neural Earth unifies environmental, property, infrastructure, and market data to show where physical risk is building, what it could cost, and where you can protect, invest, and grow.

From a single property to a global portfolio
  • P&C Insurance
  • Government & Disaster Resilience
  • Real Estate
PrometheusDecision workspace / Illustrative dataset
Portfolio / Coastal propertySelected location → Exposure check
Exposure view / 01

The single source of truth for your portfolio, risk, and evolving conditions.

See where risk is building and make decisions in seconds.

Satellite exposure map with highlighted properties, hexagonal aggregation areas, and a selected area showing an 87% alert, with 76 properties against a cap of 87. Illustrative.
Source → Method → Rule → Reviewer → DecisionHuman approval retained
Illustrative product interface. Not a representation of released functionality.All values shown are examples, not customer results.
01The intelligence layer

Signal that informs capital decisions.

Every property and portfolio is shaped by forces often evaluated in fragments. Prometheus brings those alpha signals into one intelligence layer, connecting physical conditions to exposure, expected loss, and the decisions that determine where capital goes.

01.1 / Property

Understand
the property.

Bring location, building characteristics, imagery, and hazard context into a consistent property record. Examine the evidence behind the address before it becomes part of the book.

Assess a submission
01.2 / Portfolio

See
the risk.

Analyze individual assets to the accumulation and concentrations already forming across the portfolio. Understand what the next risk adds and how much capacity remains under your configured limits.

Explore your exposure
01.3 / Workflow

Deploy
trusted intelligence.

Give underwriting, actuarial, investment, and portfolio teams a shared basis for action. Carry the analysis into triage, referral, market selection, and the workflows they already use.

Find where you can grow
Your data, models & rulesProperty · Environment · Market · Portfolio
PrometheusOne conhesive platform for physical risk
Your decisions, in contextUnderwrite · Monitor · Allocate · Prioritize
Solutions / One operating foundation

Building AI operating intelligence for the world of risk

One continuously monitored, parcel-level state of physical risk, built inside insurance decision logic, now pointed at every market where risk gets priced, built, defended or filed.

P&C Insurance

Your book reacts at bind.

One live, treaty-aware state of the book — from the parcel that hasn't been submitted yet to the cession booked at bind. Continuous, deterministic, auditable.

Explore P&C Insurance
Government & Disaster Resilience

An always-on intelligence layer for planning, response and recovery.

Every structure, its hazards and the people likely inside it, in one record. Footprints on every advisory. Damage counted from imagery at T+24h. Mitigation ranked by people protected.

Explore Government & Disaster Resilience
Real Estate

Deploy and hone your strategy.

Decisive intelligence from portfolio to property: market and submarket selection read from the ground, asset screening at parcel scale, volatility signals before repricing, positioning on one grid.

Explore Real Estate
02The work it changes

Augment organizational workflows.

Bring deterministic risk analysis into the workflows your teams already use, so every decision is grounded in traceable data, reproducible calculations, and a clear view of portfolio impact.

Examine the risk behind the address.

Bring the submitted location, property evidence, and existing exposure into one review. Identify missing information and route exceptions with the context the underwriter needs to decide.

Test a pre-bind exposure check
Submission P-0418 / ExampleHuman review
  1. 01Resolve the submitted locationProperty record
  2. 02Review attributes and hazard contextEvidence linked
  3. 03Check incremental area exposure81.2% of limit
Recommended next stepRefer for exposure review

Illustrative workflow; final authority remains with the carrier.

03Connected context

A single property.
A global perspective.

Carry the analysis from the conditions shaping a market to the characteristics of a property and the accumulated exposure across a portfolio. Keep the wider picture in view as the decision becomes specific.

What does this property mean for the portfolio?

Examine the building characteristics, surrounding hazards, and quality of the available evidence. Understand the asset on its own terms and in the context of the risk you already hold.

Earth-scale decision-making begins with understanding what each asset means for the whole.

By integrating Neural Earth's AI-driven geospatial analytics into our underwriting and risk management processes, we deliver more precise, responsive solutions for our clients.
Dan HickeyCEO, Roosevelt Road Specialty
04Decision advantage

Growth begins with
a clear view of risk.

Growth depends on the exposure already on the book as much as the opportunity in front of you. See how a proposed bind changes concentration and remaining capacity before committing the risk.

Explore accumulation & limits
Exposure scenarioIllustrative / USD
$47.0M
Remaining headroom after the proposed bind
Current gross TIV / $185.0MReview at 80%Configured limit / $250.0M
Review81.2% utilization. Below the cap.
$185M + $18M = $203M / $250M limit

Example uses gross TIV within a 5-mile radius. Review begins at 80%; breach occurs above 100%. This is not a treaty, PML, net exposure, or binding recommendation.

05Evidence & control

Verifiable decision trail supporting your team.

Supporting your team as they make difficult decisions today, and into the future. A decision can be learned from when its reasoning can be examined. Follow the evidence from source and method through to initial execution and the conditions at the time.

01

Trace the evidence.

Know which source supports the assessment, when it was observed, and where information is missing or uncertain. Keep that basis available for review.

02

Understand the method.

Distinguish observed conditions from inferred attributes, deterministic calculations, and modeled estimates. Understand how each contributes to the assessment.

03

Retain the authority.

Make review thresholds, escalation paths, and approval responsibility explicit, so the next action follows the rules and authority your organization has established.

04

Work with the existing stack.

Connect the intelligence to the data, actuarial and catastrophe models, and operating systems your team uses. Define the integration path and controls around the actual workflow.

Examine the example record, then bring your own evidence standards and integration requirements to a working session.

06Explore the approach

Examine the risk.
Follow the reasoning.

Explore how a property changes the book, how a decision is supported, and how the same intelligence carries across the work.

Interactive example

See what the next decision adds.

Adjust the proposed location value to see its effect on utilization, remaining capacity, and the review threshold.

Explore the scenario
Evidence record

Follow the evidence to the decision.

Examine the example inputs, calculation, source status, and reviewer behind a pre-bind exposure check.

Workflow walkthrough

Carry the intelligence into the work.

Follow a shared view of risk through submission triage, accumulation, market selection, and reinsurance review.

Explore the workflows
Neural Earth / Prometheus

See where you
can grow.

Neural Earth turns chaos into clarity and risk intelligence into Earth-scale decision-making. Bring your portfolio and the decision ahead. Explore where Prometheus can help you protect asset value, direct capital, and grow with a clearer view of risk.

Decision evidence

An illustrative record for the pre-bind exposure check. This is a proposed interface, not a live model output.

EVD · EXAMPLE-P0418Review
Decision record
EXAMPLE-P0418 / Referral required
Input basis
Synthetic location TIV: $18.0M. Synthetic current-area gross TIV: $185.0M.
Geographic scope
5-mile radius around the proposed location. The map screenshot is shown separately; no spatial computation was performed for this example.
Method
Illustrative deterministic arithmetic: 185 + 18 = 203; 203 / 250 = 81.2%; 250 − 203 = 47. Values in USD millions.
Configured rule
Review at utilization ≥ 80%. Breach above 100%. Example cap: $250M. Not a reinsurance treaty provision.
Source status
Illustrative values, not verified source data. No measured model-confidence score is asserted.
Decision authority
Designated exposure reviewer. No automated quote, bind, or external-system write.
Production requirements
Source IDs, observation times, method versions, spatial methodology, deduplication rules, and authorized reviewer records.
Illustrative dataHuman approval retained

Start with the decision ahead

Tell us which decision your team is working through. We will use that workflow to shape the conversation. This form prepares an email in your mail app; it does not submit or store your information.

We will use the workflow you select to shape the conversation and follow up by email.